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Side Gig Scam Checklist: 9 Red Flags Before You Install or Accept

Based on the FTC's guidance on job, task and side hustle scams.

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Scammers follow the same people looking for extra money. The FTC warns that fake gigs, such as reshipping, data entry, product rating or "app optimization", are designed to get your money, your bank details or your identity. Run any new gig or app through these nine checks first.

Reality check: apps, surveys and gigs can add a little extra money. Most people earn small amounts, and none of this is a reliable income. We never promise a payout, and we don't list anything that asks you to pay to start.

The nine red flags

  1. You have to pay first. No legitimate gig makes you pay for training, equipment or anything else to get started, says FTC: how to avoid a side hustle scam.
  2. You have to deposit money to withdraw. The classic task scam: earnings build up on screen, then you're asked for a deposit, often in crypto, to release them. See the FTC's warning about task scams.
  3. They found you. An unexpected text, WhatsApp, Telegram or social media message offering a gig is a warning sign.
  4. Big money for little effort. "Fast cash" for "minimal work" is the bait.
  5. Pressure to decide now. Real employers and platforms give you time to think.
  6. A check to deposit, then money to send back. Fake checks can bounce days after your bank shows the funds; you repay the bank. Read the FTC on fake check scams.
  7. Reshipping packages. You may be moving stolen goods, and you won't get paid.
  8. Personal details too early. Social Security number or bank login before you've been hired through a real process.
  9. No real company. No address, no terms, nothing when you search the name with "complaint" or "scam".

What to do instead

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Frequently asked questions

What is the biggest sign of a side hustle scam?

Being asked to pay, for training, equipment, an upgrade or a deposit to withdraw earnings. Legitimate gigs pay you; you never pay them.

Are task or product-rating jobs real?

Many of the ones that arrive by text or chat app are scams that ask for crypto deposits to unlock earnings. Real data and AI training work comes through established platforms you apply to yourself.

Where do I report a job scam?

In the US, report it to the FTC at ReportFraud.ftc.gov.

Sources

Official sources this article relies on, checked October 17, 2026. Rules and prices change, so confirm details at the source.

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